EFFICIENCY PROJECT FINANCING

With generous government incentives for energy audits and energy efficiency upgrades it never made more sense to upgrade inefficient equipment than now. Every energy project is different and corresponding financial benefits from one project don't necessarily similar to another. We help you navigate to find the energy efficiency upgrade projects that will make more financial benefits to you.

Want to upgrade inefficient equipment but don't have the cash? Our partners' financing programs enable you to spread the cost of your energy efficiency upgrades out over time and enable you to start saving money from day one. Our partners' wide range of available financing options can ensure that your energy efficiency upgrades fits both your energy needs and your finances.

COMMERCIAL FINANCING OPTIONS

Cash Purchase
The simplest way to finance a commercial energy efficiency upgrade project is to directly pay for the project. This would be your best option if your business has available capital, existing tax liabilities, and the ability to benefit from accelerated depreciation of your energy efficiency upgrades. Cash purchase of energy efficiency upgrades also provide the greatest saving over the life of the system.

Equipment Lease
This commercial lease option allows companies to benefit from electricity saving in exchange for a monthly lease payment for the use of the new efficient hardware. Typical commercial lease agreements range from 15 to 20 years at which point the lease can be renewed or the customer can choose to purchase the upgrades for a residual value.

For organizations that cannot fully capitalize on available tax incentives and who want to avoid an upfront capital investment, a lease may be the best option to facilitate your energy efficiency upgrades project.

With a fully amortized financing, you can enjoy low payback periods and low interest rates. As a company with strong lender relationships we can help you with the best financing option for your situation.

RESIDENTIAL FINANCING OPTIONS
Here are some common methods used to purchase residential energy efficient upgrades:

Cash purchase
Paying energy efficiency upgrades with cash is the most straightforward path to upgrading inefficient equipment.
Cash payment make sense if you have cash on hand and like to be free of ongoing payments
Home equity loan
It is another financing option to manage the cost of energy efficiency upgrades. A home equity loan is a secure loan and makes sense if you have accumulated home equity in your home. Home equity loan payments normally less than other kinds of loans.

Term loan
Term loan is another financing option to manage the cost of energy efficiency upgrades Project. A term loan is an unsecure loan and makes sense if you do not want to hold up you equity in your home.

Both home equity and term loan will enable you to take advantage of tax-deductible of interest paid. Be sure to check with your tax advisor to see if this is available to you.